New drivers under the age of 25 are considered “high risk”, which means higher-than-average premiums on car insurance. While there is no way to bypass this statistic, there are a few ways to help you save on new driver insurance and keep the cost down.
When it comes to young drivers, there really is no such thing as cheap insurance for new drivers. However, a highly experienced insurance broker can help young drivers find the best deal.
A quality insurance broker is able to:
• Compare quotes from top insurance companies
• Understand your needs as a driver
• Listen to your goals
• Make the best recommendations based on your lifestyle
• Assist you in getting the right insurance products
• Provide comprehensive support
You want to look for brokers that represent multiple automobile insurers like Farnese Insurance. They are better able to provide an extensive list of options for the best insurance for young drivers.
How you can help keep the cost of insurance down
While a broker can assist you in finding the right insurance policy, the best way to save money, in the long run, is by following these helpful tips as a new driver:
1. Complete a young driver’s training course
Not only will you be better equipped to drive safely on the road, but the successful completion of a government also approved driving course can save you up to 25% on car insurance.
2. Sign up for usage-based insurance
With a telematics device attached to your car, an insurance company can monitor your usage, acceleration, and braking to determine if you are a safe driver. Assuming that you’re a good driver, your insurance premium will go down with usage-based car insurance.
3. Drive safe
While you can’t control the actions of other drivers, you can do your part to reduce your risk of getting into an accident or getting ticketed for speeding and traffic violations. Follow the rules of the road and take precautions.
Talk to a trusted professional
To make sure that you are getting the best insurance policy, talk to a qualified and skilled insurance broker. Farnese Insurance provides competitive pricing and effective strategies that will help you save and ensure that you are protected on the road.
Call today to book an appointment!
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